Small Business Loans

Types of Financing
Small Business Loans
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Phone: (888) 884-7896
Fax: (855) 491-0195

Financial Products for Both Aspiring and Established Entrepreneurs

At Bay Bridge Funding, we offer a number of loan programs to help small business owners with start-up costs, operating expenses and growth opportunities. We have earned the Preferred Financial Services designation by Preferred SBA Lender. This translates to faster and more efficient processing of your small business loan.

Eligibility for any of our loan products is based on size standards set forth by the Small Business Administration. Generally speaking, this includes:

  • Retail businesses with less than $6,000,000 in annual sales
  • Manufacturing businesses with fewer than 500 employees
  • Service businesses with fewer than 100 employees

Commercial /Industrial Real Estate Financing

Our team of financial specialists has experience handling even the most complex transactions, and can process loans for single-purpose buildings or non-conforming properties so long as they are partially occupied by the borrower. Whether you are looking to build a brand new property, purchase or renovate an existing property or simply refinance the space you are already occupying, you can count on us to finance it:

  • Variable and fixed interest rates available
  • First mortgages up to $3,000,000
  • Second mortgages up to $5,000,000

Business Acquisition Loans

When the opportunity arises to purchase an existing business, turn to us. We understand that time is of the essence during any business transaction and offer 48 hour pre-qualification services. At Bay Bridge Funding, we offer competitive terms and rates up to $1.25 million a year for as many as 15 years. Additionally, our small business acquisition loans boast:

  • Fully amortized loans without balloon payments
  • No pre-payment penalty
  • Up to 80% financing

Equipment Financing 

Having the right equipment is paramount for business owners to improve efficiency and increase sales. We can finance practically any type of business related equipment up to 100%, from machine tools to medical equipment, binding machines to laundry appliances.

Long-Term Loans

We proudly offer fully amortized, long-term loans up to $5 million for eligible businesses. As with all of the loan products in our portfolio, we offer competitive rates and flexible terms on loans up to 25 years. Other benefits include:

  • No cost pre-qualification letters
  • No pre-payment penalty
  • Up to 90% financing
  • Fixed and variable rates on 7(a) and 504 loans

The 7(a) loan program is perhaps the most popular, but all of our SBA loan products are issued through the Small Business Administration’s guaranteed loan program.

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Contact Bay Bridge Funding to get the capital you need to grow your small business into something larger.

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